(737) 273-8113

Turned Key
Solutions for

BHPH

Auto One, founded 2011, has advised, operated, and helped over 150 independent dealers in Texas. We are a fully licensed servicer and lender by the OCCC. 

AT A GLANCE

80

DEALERS
SERVER

+25

PROFESSIONALS
SERVING YOU
PORTFOLIO

+$250mm

PORTFOLIO SIZE EXPERIENCE

KEY TO SUCCESS

OUR HISTORY

Auto One, founded 2011, has advised, operated, and helped over 150 independent dealers in Texas. We are a fully licensed servicer and lender by the OCCC. We strive to relieve dealers from task oriented activities, so they can focus on managing their inventory and sales.

OUR MISSION

Auto One’s goal is to advise its clients to the extent they can rely on their banks to provide all necessary capital, so clients don’t. 
Our suite of a-la-carte services is focused around 6 distinct areas. When used collectively, we feel confident our clients can rely on their capital providers to fully finance their growth.

OUR TESTIMONIAL

5/5
3.7/5
3.7/5
3.5/5

OUR TEAM

LOAN SERVICING

We offer use only bilingual collectors, and provide analytics and comparables to our clients. We strongly advise our clients to keep the back-end in house, so the recovery efforts are managed and controlled as part of their inventory best practices.

LOAN SERVICING

  • Front end collection services for the assigned portfolio.
  • Definition and management of collections key performance indicators (KPI’s)
  • Definition of portfolio recovery strategies with early, late and past due accounts.
  • Set up, development and administration of a collections team.

Our keys to success:

We hire only 100% bilingual agents, mostly with candidates that have lived for over 3 years in the US so they can have a better interaction with clients.
We give continuous training to all our collectors, providing them with the best collections skills and regulatory compliance.
We provide continuous feedback about the particularities of the portfolio behavior.

Credit Facility Management

We provide a full suite of reports that allow to proactively manage borrowing base and floor plan facilities. Our team keeps track of each disqualifying category to bring awareness to customers’ teams so they can actively manage them. We also help by directly managing lenders reporting when possible.

Activities

  • Weekly Report:
    • A review of the published Borrowing Base.
      • Summary of week´s performance
      • Discussion with bank to go over line items.
    • A Projection for the following Borrowing Base.
  • Advise on Collateral Management:
      • Control of due dates.
  • Advise on Inventory Management:
      • Control of Curtailments.
  • Advise on Collections:
      • Reporting of Roll Forward, repossessions, and delinquency in portfolio.

Accounting

We help clients keep their books current and accurate, especially on cost accounting, to make sure ACVs and inventory management reflects realities that capital providers can recognize. While we do not provide CPA services, we do help book keepers stay current on financial reporting to owners.

Activities

  • Booking of all transactions.
  • Trial balance review.
  • Fianancial Statements issuance:
    • Profit and Losses and Balance Sheet statements.
  • Bank reconciliations.
  • Notes and inventory reconciliations.
  • Debt Reconciliaton.

Analytics

Analytics and Reporting. Throughout it all, we conduct standard business analytics on clients’ portfolios, including loss curves, servicing rolls, transit assets, and historical performance.

Activities

  • Portfolio summary:
    • Quick analysis of current portfolio and performance.
  • Loss Curve:
    • Losses incurred by vintage.
  • Default Curve:
    • Incidence of charge off by vintage.
  • Last 12 Months:
    • Analysis for the CRR and the Sales for the last 12 months.
  • Cash analysis:
    • Quick analysis for cash.
  • Model:
    • 4 years proforma for the portfolio.

Tableau

Business intelligence and analytics use Tableau as a visualized platform for the intentions of helping people watch, observe, understand, and make decisions with a variety of data. Any type of graphs, plots, and charts can be made easily in it without the need for any programming.

Use cases:

  • Business Intelligence.
  • Data Visualization.
  • Data Blending.
  • Data Collaboration.
  • Query translation into visualization.
  • To create no-code data queries.
  • Real-time data analysis.
  • To manage large size metadata.
  • To import large size of data.

BDC

We provide with a correct and accurate contact and follow up to every Potential New Customer. Our team will get in contact by different means to ensure your peace of mind when doing business with us. We have closed supervision of the whole team, assuring a correct operation.

NEED MORE INFO?

“Contact us by phone at (737) 273-8113 or visit our office at [office-adress]. We would love to hear from you and discuss how we can assist you.”

OUR INFO

CONTACT US!

“Thank you for visiting our website. If you have any questions or comments, please use the form below to contact us. We will do our best to respond to your inquiry as soon as possible. Thank you for your interest in our company.”